→ Investment policy

Definition and formalization of objectives, liquidity constraints, investment horizon, and risk tolerance.

[Investment Policy] [Mandate Risk] [Profile]

→ Management delegation

‍Implementation of investment decisions within the defined mandate, with full delegation of execution.

[Management Mandate] [Delegation] [Execution]

→ Multi-Asset class allocation

Development and management of strategic and tactical allocations covering all asset classes.

[Strategic Allocation] [Tactical Allocation] [Multi-Asset Class]

→ Selection and monitoring of managers

Due diligence, monitoring, and replacement of managers and investment vehicles: funds, ETFs, mandates, structured products.

[Funds] [ETFs] [Structured products] [Due diligence]

→ Cost optimization

Continuous reduction of management, structuring, and intermediation fees to maximize net performance.

[Management fees] [Structuring] [Intermediation]

→ Custodian oversight

Execution management through banks, insurers, and brokers, with multi-custodian coordination.

[Banks] [Insurers] [Brokers] [Multi-custodians]

→ Consolidated reporting

Independent and transparent reporting including net performance, attribution, risks, and tracking of objectives.

[Performance] [Attribution] [Risk] [Transparency]

→ Investment Committee

Periodic review of allocations and adjustments based on market conditions and the client’s financial situation.

[Investment Committee] [Adjustments] [Market Conditions]

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